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| How To Tell If Your Employer's Lump Sum Offer Is A Fair Deal - An Actuary-Splainer The employer's lump sum payout offer is a better deal for him. ... invest in less risky assets, so she might want to use a "personal discount rate" of 4%.
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| How to take advantage of low interest rates Savvy borrowers who are on the lookout for better mortgage deals are .... are two rate cuts, they will only pass on a 0.28 percentage point discount. 3.
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